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LOANS AND LINES OF CREDIT

Whether you are establishing your business or managing a corporation, you require a broad range of financing options to support your growth opportunities. You need financial solutions that are designed with an eye for your specific needs; delivered by an experienced banker that has the time to understand the intricacies behind your business and industry. We have the capital, knowledge and ability to help.

Bank of Oklahoma's customized loan offering will simplify your business banking needs by giving you access to the resources needed to finance your business.

We offer a full line of financing options including:

  • Revolving Lines of Credit
  • Real Estate Lines of Credit
  • Equipment or Vehicle Term Loans
  • Real Estate Term Loans
  • Construction Financing
  • Leasing
  • Loan Syndication

Apply for a Small Business loan

Bank of Oklahoma can structure leasing transactions to meet your preferred tax and accounting needs and provide flexible purchase and return options.

Leasing allows you to:

  • Obtain 100% financing
  • Pay for equipment as you use it
  • Improve management and accounting of equipment cost
  • Conserve cash by paying with pre-tax dollars
  • Secure fixed payments
  • Protect against technological obsolescence
  • Conserve your lines of credit

Bank of Oklahoma provides lease financing for the following types of equipment:

  • Communication
  • Construction
  • Data processing
  • Energy production
  • Machine tools
  • Material handling
  • Medical
  • Vehicle and other transportation

Bank of Oklahoma is a SBA Certified and Preferred Lender, which means easier applications and quicker approvals for your business. SBA Loans are made and administered by Bank of Oklahoma and the SBA guarantees a portion of each loan.  

Because we are SBA Certified, we participate in most of the loan programs available by the SBA including the SBA 7(a) Loan, SBA 504 Loan, SBA Express and others.

Features of SBA Loans include:

Eligibility - A wide array of owner operated and managed-for-profit businesses - from retail to wholesale, from manufacturing to service - are eligible for loans. Proprietorships, partnerships, and corporations are eligible for the SBA programs.

SBA Guarantee - The SBA guarantees a percent of loans made to businesses by banking or lending institutions.  While the SBA does not make the loans, they provide the SBA Guarantee that these loans will be repaid, thus eliminating some of the risk to the lenders. The percent of the loan that the SBA will guarantee depends on the type of loan program.

Rates and Terms - Interest rates can be adjusted monthly, quarterly or semiannually, and a ceiling can be placed on the rates for the life of the loan. Fixed rates are available under certain circumstances. Terms SBA Loans depend on the use of the proceeds, with maximum terms ranging from 7 years for working capital, to 25 years for buildings and real estate.

Start planning today for your business financing, refinancing or expansion needs with the support of the Small Business Administration!  Contact Bank of Oklahoma to learn more about the SBA Loan Programs available to businesses.

Useful links to related sites:

Small Business Administration: www.sba.gov*

The Export-Import Bank of the United States: www.exim.gov*

 

*By clicking on this link, you will leave www.bankofoklahoma.com. Bank of Oklahoma is not responsible for the content of or products and services provided by this site nor does it guarantee the accuracy of information contained in this site. This link will direct you to an Internet site which contains information that may be useful to you. This site is not controlled or endorsed by Bank of Oklahoma and may offer a different privacy policy and level of security.

Bank of Oklahoma is equipped to handle all of your exporting/importing needs including:

 

*By clicking on this link, you will leave www.bankofoklahoma.com. Bank of Oklahoma is not responsible for the content of or products and services provided by this site nor does it guarantee the accuracy of information contained in this site. This link will direct you to an Internet site which contains information that may be useful to you. This site is not controlled or endorsed by Bank of Oklahoma and may offer a different privacy policy and level of security.

MORE INFORMATION

For more information about our financing options, please call:

Business Banking
(Up to $5 million in annual revenue):
Tulsa Area: (918) 710-3616
OKC Area: (405) 200-1751
Statewide: businessexpert@bokf.com

Business Banking
(Between $5 million and $20 million in annual revenue):
Tulsa Area: (918) 746-7448
OKC Area: (405) 936-3725

Corporate Banking
(More than $20 million in annual revenue):
Tulsa Area: (918) 588-6621
OKC Area: (405) 272-2421

© 2014 Bank of Oklahoma, a division of BOKF, NA. Member FDIC. Equal Housing Lender.