With Mobile Deposit, you can save yourself a trip to the bank by depositing checks using our Mobile Banking App. It’s easy, safe and the most convenient way to deposit checks.
†Please note, you must be enrolled in Online Banking to use Mobile Deposit.
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With Mobile Deposit from Bank of Oklahoma, you can make a deposit anytime, anywhere! Save yourself a trip to the bank by depositing checks with your phone, even after hours, simply by taking a picture. It’s easy, safe and the most convenient way to deposit checks. Make deposits anytime, anywhere.
To make a deposit please follow these steps:
That's it! You’ve sent your deposit through a secure connection to Bank of Oklahoma. You can also review your mobile deposits and see the images you’ve submitted by selecting Mobile Deposit History.
Deposits made before 10:00 p.m. (CT) will be processed the same business day. Deposits made after 10:00 p.m. (CT), or on weekends or holidays, will be processed the next business day.
For example, if you make a deposit on Saturday, the deposit would be credited to your account on Monday and may be available on Tuesday.
If your deposit was accepted prior to 10:00 p.m. (CT) your deposit will generally be available to you the next business day. Deposits made after 10 p.m. (CT), or on weekends or holidays, will generally be processed the next business day. All deposits are subject to review and funds from your deposit may not be available for immediate withdrawal.
Yes, you can review your Mobile Deposits and see the images you've submitted by selecting the Mobile Deposit History Screen.
Bank of Oklahoma Mobile Deposit has a built-in duplicate detection system and will notify you if the same check is entered twice.
Yes, accounts currently have a daily and a rolling 30 day deposit limit. We will display your daily limit on the deposit screen to assist you during your deposit. Additional information will be available by tapping the “info” icon displayed next to your current limit.
You will receive a confirmation message and a unique confirmation ID when your deposit has been accepted for processing. In addition, you will also receive an email with detailed information and the status of your deposit. Your recent deposit and status will also be stored in the “Deposit History” screen within the App.
After you receive confirmation that your check has been accepted for processing, store the paper check in a safe place until you have verified that the funds have been deposited into your account. Then write “VOID” on the face of the check and destroy the check.
You can use Mobile Deposit 24 hours a day, including weekends and holidays.
All images are reviewed for clarity and completeness. If an error is detected, the App will prompt you to retake the photo. Follow these tips to help ensure a good photo is taken:
You can also change your Mobile Deposit settings at any time by selecting the “Mobile Deposit Settings” option on the Mobile Deposits screen.
There are no fees for the service. Your mobile carrier’s data charges may apply.
Mobile Deposit works on most iPhone® and Android&tm; phones, iPod Touch&tm; and iPad&tm;.
Mobile Deposit is very secure. We use password protection and 256-Bit SSL Encryption — the same security used for Online Banking.
You can view and print the Terms and Conditions here.
There are a few common errors that may cause your check to be rejected:
Try using Mobile Deposit in a well lit area to prevent shadows and poor image quality. Keep your hands clear of the check while taking the picture.
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© 2016 Bank of Oklahoma, a division of BOKF, NA. Member FDIC. Equal Housing Lender.