With Mobile Deposit, you can save yourself a trip to the bank by depositing checks using our Mobile Banking App. It’s easy, safe and the most convenient way to deposit checks.
†Please note, you must be enrolled in Online Banking to use Mobile Deposit.
*By clicking on this link, you will leave www.bankofoklahoma.com. Bank of Oklahoma is not responsible for the content of or products and services provided by this site nor does it guarantee the accuracy of information contained in this site (with the exception of the Bank of Oklahoma Mobile Banking App and App page). This link will direct you to an Internet site which contains information that may be useful to you.
With Mobile Deposit from Bank of Oklahoma, you can make a deposit anytime, anywhere! Save yourself a trip to the bank by depositing checks with your phone, even after hours, simply by taking a picture. It’s easy, safe and the most convenient way to deposit checks. Make deposits anytime, anywhere.
To make a deposit please follow these steps:
That's it! You’ve sent your deposit through a secure connection to Bank of Oklahoma. You can also review your mobile deposits and see the images you’ve submitted by selecting the Mobile Banking App’s Review Screen.
Deposits made before 9:00 p.m. (MT) will be processed the same business day. Deposits made after 9:00 p.m. (MT), or on weekends or holidays, will be processed the next business day.
For example, if you make a deposit on Saturday, the deposit would be credited to your account on Monday and available on Tuesday.
If your deposit was accepted prior to 9:00 p.m. (MT) your deposit will generally be available to you the next business day. Deposits made after 9 p.m. (MT), or on weekends or holidays, will generally be processed the next business day. All deposits are subject to review and funds from your deposit may not be available for immediate withdrawal.
Bank of Oklahoma Mobile Deposit has a built-in duplicate detection system and will notify you if the same check is entered twice.
Yes, accounts currently have a daily and a rolling 30 day deposit limit. We will display your daily limit on the deposit screen to assist you during your deposit. Additional information will be available by tapping the “info” icon displayed next to your current limit.
You will receive a confirmation message and a unique confirmation ID when your deposit has been accepted for processing. In addition, you will also receive an email with detailed information and the status of your deposit. Your recent deposit and status will also be stored in the “Deposit History” screen within the App.
After you receive confirmation that your check has been accepted for processing, store the paper check in a safe place until you have verified that the funds have been deposited into your account. Then write “VOID” on the face of the check and destroy the check.
You can use Mobile Deposit 24 hours a day, including weekends and holidays.
All images are reviewed for clarity and completeness. If an error is detected, the App will prompt you to retake the photo. Follow these tips to help ensure a good photo is taken:
There are no fees for the service. Your mobile carrier’s data charges may apply.
Mobile Deposit works on most iPhone® and Android™ phones, iPod Touch™ and iPad™.
Mobile Deposit is very secure. We use password protection and 256-Bit SSL Encryption — the same security used for Online Banking.
There are a few common errors that may cause your check to be rejected:
Try using Mobile Deposit in a well lit area to prevent shadows and poor image quality. Keep your hands clear of the check while taking the picture.
Apple, the Apple logo, iPhone, iPad, and iPod touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.
© 2015 Bank of Oklahoma, a division of BOKF, NA. Member FDIC. Equal Housing Lender.