The monthly service fee ($7.95) can be avoided by doing one of the following:
Maintain a $1,400 average monthly collected balance in your Choice Checking account.
Maintain a $5,000 average monthly collected balance in combined balances within your Choice Checking account and your other personal Money Market or Savings accounts. Personal accounts linked to your account to qualify as combined balances may only be used once. For example, your Savings Account can only be linked to one account to offset the monthly maintenance fee.
Direct Deposit. Qualifying direct deposits are deposits of regular monthly income of at least $300 per statement cycle which are deposited electronically to your account through the automated clearinghouse (ACH). Examples would be your salary, pension, government benefit payment, such as Social Security, or regular monthly income from an employer or third party.
Other types of transfers and deposits do not qualify. Examples of non-qualifying transfers and deposits include: deposits made at a banking location or ATM, wire transfers, Online Banking transfers, non-periodic direct deposits (such as tax refunds or payments) or transfers from one account to another.