You should review your credit history at least once per year to ensure the information is accurate. Under the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), you are entitled to one free copy of your credit report every 12 months from each of the three major credit bureaus. Please note that your free credit report does not include your credit score.
If you identify an error, it is important to address it promptly. To correct an error, file a dispute directly with the credit bureau where the error exists or with the entity that originally reported the error.
Contact the three major credit bureaus at:
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