Deposit Rates
Premier Accounts
Effective: October 10, 2024
Personal Money Market
Term |
APY† |
---|---|
$0 - 9,999.99 |
0.50% |
$10,000 - 24,999.99 |
0.55% |
$25,000 + |
0.60% |
$50 opening deposit required
Premier Money Market
Term |
APY† |
---|---|
$0 - 9,999.99 |
0.50% |
$10,000 - 24,999.99 |
0.55% |
$25,000 - 49,999.99 |
0.60% |
$50,000 - 99,999.99 |
1.00% |
$100,000 - 249,999.99 |
1.05% |
$250,000 + |
1.10% |
$50 opening deposit required
Savings
Term |
APY† |
---|---|
Personal Savings $50 opening deposit required |
0.50% |
Youth Savings $5 opening deposit required |
0.50% |
No Penalty CD Products
Under $100,000 | Over $100,000 | |
---|---|---|
Term | APY† |
APY† |
7 Month No Penalty |
3.40% | 3.50% |
$1,000 opening deposit required/$250,000 max
Flex CD Products
Under $100,000 | Over $100,000 | |
---|---|---|
Term | APY† |
APY† |
15 Month Flex |
0.03% | 0.03% |
$1,000 opening deposit required/$500,000 max
Promotional CD Products
Under $100,000 | Over $100,000 | |
---|---|---|
Term | APY† |
APY† |
10 Month Promo $1,000 opening deposit required/$1,000,000 max |
4.00% | 4.10% |
14 Month Promo $5,000 opening deposit required/$4,000,000 max |
3.00% | 3.00% |
17 Month Promo $1,000 opening deposit required/$1,000,000 max |
2.65% | 2.75% |
Standard CD Products
Under $100,000 | Over $100,000 | |
---|---|---|
Term | APY† |
APY† |
7 Days |
0.06% | 0.11% |
30 Days |
0.06% | 0.11% |
60 Days |
0.06% | 0.11% |
90 Days |
0.06% | 0.11% |
120 Days |
4.50% | 4.60% |
180 Days |
2.40% | 2.45% |
270 Days |
2.40% | 2.45% |
1 Year |
0.10% | 0.15% |
18 Months |
2.40% | 2.45% |
2 Years |
1.50% | 1.55% |
3 Years |
1.50% | 1.55% |
4 Years |
1.50% | 1.55% |
5 Years |
1.50% | 1.55% |
7 Years |
1.50% | 1.55% |
$1,000 opening deposit required
IRA CDs
Term |
APY† |
---|---|
6 Months |
2.40% |
1 Year |
0.10% |
18 Months |
2.40% |
2 Years |
1.50% |
30 Months |
1.50% |
3 Years |
1.50% |
4 Years |
1.50% |
5 Years |
1.50% |
7 Years |
1.50% |
$1,000 opening deposit required
IRA Promotional Products
Term |
APY† |
---|---|
7 Month No Penalty $1,000 opening deposit required/$250,000 max |
3.40% |
15 Month Flex $1,000 opening deposit required/$500,000 max |
0.03% |
10 Month Promo $1,000 opening deposit required/$1,000,000 max |
4.00% |
17 Month Promo $1,000 opening deposit required/$1,000,000 max |
2.65% |
Premier Money Market IRA
Term |
APY† |
---|---|
$0 - 9,999.99 |
0.50% |
$10,000 - 24,999.99 |
0.55% |
$25,000 - 49,999.99 |
0.60% |
$50,000 - 99,999.99 |
1.00% |
$100,000 - 249,999.99 |
1.05% |
$250,000 + |
1.10% |
$1,000 opening deposit required
Premier Checking
Term |
APY† |
---|---|
$0 - 49,999.99 |
0.02% |
$50,000 + |
0.02% |
$50 opening deposit required
Select Checking
Term |
APY† |
---|---|
Select Checking |
0.01% |
$50 opening deposit required
Important Disclosures
† APY = Annual Percentage Yield
All rates are variable except CDs and may change after the account is opened. Fees may reduce earnings.
CD rates are fixed for the term of the CD. Unless otherwise stated, penalties are assessed for early withdrawals from Regular CDs. We reserve the right to limit the amount of deposit.
The rates above are applicable only to personal accounts. For business and other non-personal account interest rate information, please contact our ExpressBank.