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Deposit Rates

Bank of Oklahoma is your source for competitive high yielding accounts, from money markets to Certificates of Deposit. We also have a number of financing options that will help you achieve your goals.

Premier Accounts

Earn a higher interest rate on your Premier Money Market (0.05%) and/or CD (0.10%) with Premier Checking.

Effective: December 2, 2021

Personal Money Market

Term APY
$0 - 9,999
0.03%
$10,000 - 24,999
0.03%
$25,000 +
0.03%

$50 min

See Disclosures

Premier Money Market

Term APY
$0 - 9,999
0.03%
$10,000 - 24,999
0.04%
$25,000 - 49,999
0.05%
$50,000 - 99,999
0.05%
$100,000 - 249,999
0.06%
$250,000 +
0.06%

$50 min

See Disclosures

Savings

Term APY
Personal Savings
0.02%
Youth Savings
0.05%

$50 min

See Disclosures

No Penalty CD Products

Under $100,000 Over $100,000
Term APY
APY
7 Month No Penalty
$5,000 min/$250,000 max
0.03% 0.03%

See Disclosures

Flex CD Products

Under $100,000 Over $100,000
Term APY
APY
15 Month Flex
$5,000 min/$500,000 max
0.03% 0.03%

See Disclosures

Promotional CD Products

Under $100,000 Over $100,000
Term APY
APY
10 Month Promo
$5,000 min/$1,000,000 max
0.10% 0.10%
17 Month Promo
$5,000 min/$1,000,000 max
0.13% 0.13%

See Disclosures

Standard CD Products

Under $100,000 Over $100,000
Term APY
APY
7 Days
0.03% 0.08%
30 Days
0.03% 0.08%
60 Days
0.03% 0.08%
90 Days
0.03% 0.08%
120 Days
0.03% 0.08%
180 Days
0.03% 0.08%
270 Days
0.03% 0.08%
1 Year
0.03% 0.08%
18 Months
0.05% 0.10%
2 Years
0.05% 0.10%
3 Years
0.10% 0.15%
4 Years
0.15% 0.20%
5 Years
0.25% 0.30%
7 Years
0.40% 0.45%

$1,000 min

See Disclosures

IRA CDs

Term APY
6 Months
0.03%
1 Year
0.03%
18 Months
0.05%
2 Years
0.05%
30 Months
0.05%
3 Years
0.10%
4 Years
0.15%
5 Years
0.25%
7 Years
0.40%

$100 min

See Disclosures

IRA Promotional Products

Term APY
7 Month No Penalty
$5,000 min/$250,000 max
0.03%
15 Month Flex
$5,000 min/$500,000 max
0.03%
10 Month Promo
$5,000 min/$1,000,000 max
0.10%
17 Month Promo
$5,000 min/$1,000,000 max
0.13%

See Disclosures

Premier Money Market IRA

Term APY
$0 - 9,999
0.03%
$10,000 - 24,999
0.04%
$25,000 - 49,999
0.05%
$50,000 - 99,999
0.05%
$100,000 - 249,999
0.06%
$250,000 +
0.06%

$1,000 min

See Disclosures

Premier Checking

Term APY
$0 - 49,999
0.02%
$50,000 +
0.02%

$50 min

See Disclosures

Select Checking

Term APY
Select Checking
$50 min
0.01%

See Disclosures

Important Disclosures

APY = Annual Percentage Yield

All rates are variable except CDs and may change after the account is opened. Fees may reduce earnings.

CD rates are fixed for the term of the CD. Unless otherwise stated, penalties are assessed for early withdrawals from Regular CDs. We reserve the right to limit the amount of deposit.

The rates above are applicable only to personal accounts. For business and other non-personal account interest rate information, please contact our ExpressBank.