Bank of Oklahoma
FDIC

FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Private Wealth Debit Card

Upgrade your wallet experience

Timeless and sophisticated, the Bank of Oklahoma World Debit Mastercard® reflects how you approach life. It also represents the bank’s commitment to support you wherever your journey takes you.

Bank of Oklahoma Private Wealth Mastercard

Get more from your Mastercard

  $0 Fraud liability

For any unauthorized charges.1

  Easy purchases

Everywhere Mastercard is accepted, at millions of locations worldwide, including your favorite membership warehouse retailer.2

  Mastercard ID Theft Protection™

Includes free credit monitoring and fraud resolution.2

  Mastercard Airport Concierge™

Provides preferred rates for airport meet and greet agents.2

  Satisfaction guarantee

Reimburses up to $250 if a merchant will not accept a return.2

 Mastercard Travel & Lifestyle Services

Include lowest hotel price guarantee, flight and card rental discounts, travel alerts and more.2

  Extended warranty

Doubles most manufacturer warranties for up to one additional year.2

  Priceless Cities & Offers® and Priceless Golf

Lets you access unique travel, entertainment, dining, and golf club experiences at priceless.com.2

  Purchase assurance

Covers your purchases against damage and theft for 90 days.2

  Global Service™

24/7 emergency cash and card replacement service.2

Tap. Pay. Done.

Paying with your contactless debit card is secure, fast and easy. Just look for the contactless symbol at checkout and tap the terminal to pay. You can also add your World Debit Mastercard to your Apple Pay, Google Pay or Samsung Pay digital wallet3 to checkout quickly and securely without exposing your card number. If contactless isn’t available, insert or swipe your debit card as usual.

Contactless transaction of a Bank of Oklahoma Private Wealth Mastercard

Everyday features, one easy-to-use mobile app

From changing your PIN to paying on the go, you'll love how easy it is to manage your Bank of Oklahoma Debit Mastercard from the convenience of your mobile phone.

BOK Financial World Debit Mastercard

Lock your card
Whether your card has been misplaced or you want additional peace of mind, you can lock (and unlock) your card in the app or online.

Change your PIN
Edit your PIN in the app. Simply verify your identity, make the change and keep your account secure.

Set travel notifications
Heading out of town? Add your trip to your account, so you can use your debit card while traveling without disruption.

Set up your digital wallet
Add your debit card to your phone’s digital wallet and pay for purchases using your mobile phone or Apple Watch®.

Download our mobile app today!
Manage your new Mastercard® from the convenience of your mobile phone.

Stay ahead of fraud with smart text alerts

Protect your debit card with real-time notifications. If we spot suspicious activity, you'll receive a text or email alert instantly—giving you the power to confirm charges and secure your account quickly.
Learn how it works

Frequently asked questions

You can activate your card in one of two convenient ways:

  1. Call us at 855-726-4885 and provide the information requested, or
  2. If activating a replacement card, make a PIN-based transaction at any ATM

You can call 855-726-4885 to set or change your PIN.

If you believe your card has been lost or stolen, review your transaction history to ensure all charges are accurate and authorized. If you notice any unfamiliar or suspicious activity, please contact ExpressBank immediately for assistance.

You can also call ExpressBank at 800-234-6181 to temporarily lock your card.

If you believe your card has been used to make fraudulent purchases, contact us immediately. Your card comes with Mastercard's® Zero Liability protection1, so you won't be liable for any unauthorized transactions you report in a timely manner. Any funds lost due to fraudulent activity will be fully restored to your account.

Contactless payments are incredibly secure and allow you to tap your card on a contactless-enabled terminal. They use advanced encryption technology to protect your card information. The tokenization process adds an extra layer of protection during a transaction by replacing all your card information with randomly generated digits that mean nothing to hackers.

While contactless acceptance is widespread, not all merchants may support it. Look for the contactless symbol on the card reader or ask the cashier if they accept contactless payments.

Whether you choose to swipe, insert or tap your card, you’ll have the option to either sign or enter your PIN for debit purchases.

Look for the contactless symbol at checkout. Then, simply tap and hold your card against the terminal to make your payment. If the terminal is not contactless enabled, simply insert or swipe your card as you normally would.

Most terminals will give you the choice to tap, insert or swipe. If the terminal is not equipped for one or more of those options, the cashier or terminal itself will prompt you accordingly.