Home Equity Lines of Credit
What you'll love about our Home Equity Lines of Credit
Our Home Equity Lines of Credit come with no closing costs, saving you hundreds of dollars, and you may be able to deduct the interest from your taxes.†
† Please consult your tax advisor regarding deductibility.
FlexibilityWith SmartLock, you never lose the flexibility in your HELOC. Once you've locked a portion of your loan, you can still use the rest of your available credit at any time and on anything you need.
StabilityWith SmartLock, a portion of your line of credit will have the stability of a loan. That means you'll lock in a low interest rate, know your monthly payments in advance, and have the ability to set up automatic payments through your checking account with us.
How It WorksAfter you've made an advance from your line of credit, use SmartLock to lock those balances into separate fixed rate loans. Or, for even more savings, you can bundle several advances together at one low rate. Then, you can continue to borrow from the remaining portion whenever you need.
Lower Your Payments
Using SmartLock can help you consolidate debt and lower your monthly payments.