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Youth Savings Account

Youth Savings

Give yourself a financial head start with a Youth Savings account. It’s perfect for students under the age of 181 when co-owned by a parent or guardian, has no monthly service fee and—get this—takes only $5 to get started!

Parents and guardians, you can help start a lifetime of good financial habits by co-owning an account for your kids.

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The right time to get started? Right now!

Whether you’re stashing away babysitting money or preparing to leave for college, our Youth Savings account is a great place to start. It has no monthly fee and no withdrawal fees, plus it earns interest—so your money will keep growing. And you can save even more when you enroll in QuickSave.

View our Simple Guide to Youth Savings

Account features

  • The convenience you need

    You do research for your homework online, so why wouldn't you bank online? With a Youth Savings account from Bank of Oklahoma, you'll have free Online and Mobile Access2 as long as you're over the age of 13, so you can deposit checks, transfer funds and view your transaction history right from your phone.

  • Reach your goals faster with QuickSave

    Start saving now with QuickSave, a tool designed to help you save money automatically. You'll be surprised by how quickly it adds up!.

  • Access your money

    Easily find a banking center and ATM near you. Free access to more than 450 ATMs Statewide, including all Tulsa-area QuikTrip ATMs and all Oklahoma City-area 7-Eleven ATMs.

  • Raising Financially Savvy Kids

    Is your teen prepared for their financial future? If not, we're here to help you teach your child how to budget, save and use credit wisely. Visit Youth Banking to get started.

More about Youth Savings

  • Minimum opening deposit of only $5
  • Free online and mobile access2
  • Free access to more than 450 ATMs Statewide, including all Tulsa-area QuikTrip ATMs and all Oklahoma City-area 7-Eleven ATMs.
  • QuickSaveSM - if enrolled, this rewards program automatically adds money to your Savings account with a bank match
  • Free online statements
  • ExpressBank 24-hour telephone automated account information

$5 opening deposit is required.

1 When the client turns 20 years of age, the bank will convert the account to Personal Savings or other appropriate product offering. See current Personal Savings account details found within the Simple Guide to Personal Savings.

2 Clients must be at least 13 years old to enroll in Digital Access. The parent/guardian co-owner will be able to access/view the account in their own Digital Access login.

Already a Bank of Oklahoma customer?

Use your existing Digital Access username and password to expedite the process and see all your applications in one place.

Blend Labs, Inc. hosts the online application for us.