Important Disclosures

¹ The Annual Percentage Rate (APR) shown for New Automobile is subject to approval and the presentment of a perfected lien on your vehicle. The APR quoted is offered depending on the individual's excellent and substantial credit and key loan characteristics, including amount, term, vehicle age, and selecting auto payment from a qualified checking account. Individuals with less than excellent and substantial credit may be offered higher rates. Monthly payment amounts vary by loan term and rate. For example, the minimum payment is $255.76 for a 72 month loan at 7% APR with a $15,000 original balance.

² The Annual Percentage Rate (APR) shown for Used Automobile is subject to approval and the presentment of a perfected lien on your vehicle. The APR quoted is offered depending on the individual's excellent and substantial credit and key loan characteristics, including amount, term, vehicle age, and selecting auto payment from a qualified checking account. Individuals with less than excellent and substantial credit may be offered higher rates. Monthly payment amounts vary by loan term and rate. For example, the minimum payment is $255.76 for a 72 month loan at 7% APR with a $15,000 original balance. Maximum Mileage for Used autos is 200,000 miles.

³ The APR is variable and based on the highest Prime Rate published each day in The Wall Street Journal Rates Table (the “index”), plus a margin during the revolving and repayment period. The index plus a margin ranged from 7.75% to 13.25% as of 11/8/2024. In no event will the APR exceed the lesser of 18% or the maximum rate allowed by applicable law. The Margin offered is dependent on the individual’s excellent and substantial credit characteristics. Individuals with less than excellent and substantial credit may be offered a higher margin. Property insurance required including flood insurance where applicable. A processing fee of $180-$350 depending on loan amount is due at closing. A $50 annual fee applies after the first year of account opening. Maximum loan to value (LTV) may vary based on applicant(s) credit score. Rates and Terms are subject to change without notice. All loans are subject to credit approval.

⁴ Property insurance required including flood insurance where applicable. Monthly payment amounts vary by loan term and rate. For example, the minimum payment is $337.86 for a 180 month loan at 6.00% APR with a $40,000 original balance.