Checking Accounts

Many banks say they have the "best" checking account. But really, what's best is simply what's right for you. And with so many options, we are sure we have just the account for you.

Choice Checking

Full-service checking account to meet all your banking needs, including free Bill Pay and statements

Select Checking

Interest-bearing full-service account with perks based on your entire banking relationship

Premier Checking

Exclusive account designed to reward your extended banking relationship

Basic Checking

A straightforward personal checking account
Premier Checking Select Checking Choice Checking Basic Checking

Description

Exclusive account designed to reward you for your extended banking relationship

Interest-bearing full-service account with perks based on your entire banking relationship

Full-service checking account to meet all your banking needs, including free Bill Pay and statements

A straightforward personal checking account

Monthly Fee

$25 or $0

Minimum balance
required for
$0 monthly fee

How to Waive

$15 or $0

Minimum balance
required for
$0 monthly fee

How to Waive

$7.95 or $0

Minimum balance or qualifying direct deposit required for
$0 monthly fee

How to Waive

$4.95

Overdraft Fee Refund

1 per year, upon request

1 per year, upon request

1 per year, upon request

1 per year, upon request

Free ATMs

More than 450 Free ATMs Statewide, including all Tulsa area QuikTrip and Kum-N-Go ATMs and OKC area 7-Eleven and OnCue ATMs

More than 450 Free ATMs Statewide, including all Tulsa area QuikTrip and Kum-N-Go ATMs and OKC area 7-Eleven and OnCue ATMs

More than 450 Free ATMs Statewide, including all Tulsa area QuikTrip and Kum-N-Go ATMs and OKC area 7-Eleven and OnCue ATMs

More than 450 Free ATMs Statewide, including all Tulsa area QuikTrip and Kum-N-Go ATMs and OKC area 7-Eleven and OnCue ATMs

Out-of-Network ATM Rebates

Unlimited

1 per statement cycle

No

No

Free Monthly Statement

Yes - Free Monthly Statements

Yes - Free Monthly Statements

Yes - Free Monthly Statements

Turn off paper statements to waive $1.50 fee

Free Incoming Domestic Wires

Yes - Free Incoming Domestic Wires

Yes - Free Incoming Domestic Wires

No

No

Free Checks

Free standard checks or 50% off premium styles

Free standard checks or 50% off premium styles

No

No

Preferred Pricing

Personal financial advisor, interest rate bonuses, exclusive discounts, waived fees and access to our Investment Sweep when linked to a money market mutual fund

Premier Money Market relationship pricing and discounted rates on personal loans

No

No

Free Visa® Debit Card

Yes - Free Debit Card

Yes - Free Debit Card

Yes - Free Debit Card

Yes - Free Debit Card

Free Online and Mobile Bill Pay

Yes - Free Online and Mobile Bill Pay

Yes - Free Online and Mobile Bill Pay

Yes - Free Online and Mobile Bill Pay

Yes - Free Online and Mobile Bill Pay

Free Online and Mobile Banking

Yes - Free Online and Mobile Banking

Yes - Free Online and Mobile Banking

Yes - Free Online and Mobile Banking

Yes - Free Online and Mobile Banking

For More Information

SIMPLE GUIDE

PRODUCT BROCHURE

SIMPLE GUIDE

PRODUCT BROCHURE

SIMPLE GUIDE

PRODUCT BROCHURE

SIMPLE GUIDE

PRODUCT BROCHURE

Premier Checking Select Checking

Description

Exclusive account designed to reward you for your extended banking relationship

Interest-bearing full-service account with perks based on your entire banking relationship

Monthly Fee

$25 or $0

Minimum balance
required for
$0 monthly fee

How to Waive

$15 or $0

Minimum balance
required for
$0 monthly fee

How to Waive

Overdraft Fee Refund

1 per year, upon request

1 per year, upon request

Free ATMs

More than 450 Free ATMs Statewide, including all Tulsa area QuikTrip and Kum-N-Go ATMs and OKC area 7-Eleven and OnCue ATMs

More than 450 Free ATMs Statewide, including all Tulsa area QuikTrip and Kum-N-Go ATMs and OKC area 7-Eleven and OnCue ATMs

Out-of-Network ATM Rebates

Unlimited

1 per statement cycle

Free Monthly Statement

Yes - Free Monthly Statements

Yes - Free Monthly Statements

Free Incoming Domestic Wires

Yes - Free Incoming Domestic Wires

Yes - Free Incoming Domestic Wires

Free Checks

Free standard checks or 50% off premium styles

Free standard checks or 50% off premium styles

Preferred Pricing

Personal financial advisor, interest rate bonuses, exclusive discounts, waived fees and access to our Investment Sweep when linked to a money market mutual fund

Premier Money Market relationship pricing and discounted rates on personal loans

Free Visa® Debit Card

Yes - Free Debit Card

Yes - Free Debit Card

Free Online and Mobile Bill Pay

Yes - Free Online and Mobile Bill Pay

Yes - Free Online and Mobile Bill Pay

Free Online and Mobile Banking

Yes - Free Online and Mobile Banking

Yes - Free Online and Mobile Banking

For More Information

SIMPLE GUIDE

PRODUCT BROCHURE

SIMPLE GUIDE

PRODUCT BROCHURE

High School Checking College Checking

Description

Easy-to-use first checking account, designed for high school students 15-19 years of age

A great tool for developing sound money management skills, available to students 18 to 24 years of age

Monthly Fee

$4.95 or $0

Specific age guidelines
required for
$0 monthly fee

How to Waive

$4.95 or $0

Qualifying direct deposit or debit card transactions required for
$0 monthly fee

How to Waive

Overdraft Fee Refund

1 per year, upon request

1 per year, upon request

Free ATMs

More than 450 Free ATMs Statewide, including all Tulsa area QuikTrip and Kum-N-Go ATMs and OKC area 7-Eleven and OnCue ATMs

More than 450 Free ATMs Statewide, including all Tulsa area QuikTrip and Kum-N-Go ATMs and OKC area 7-Eleven and OnCue ATMs

Out-of-Network ATM Rebates

No

No

Free Monthly Statement

Turn off paper statements to waive $1.50 fee

Turn off paper statements to waive $1.50 fee

Free Incoming Domestic Wires

No

No

Free Checks

No

No

Preferred Pricing

No

No

Free Visa® Debit Card

Yes - Free Debit Card

Yes - Free Debit Card

Free Online and Mobile Bill Pay

No

Yes - Free Online and Mobile Bill Pay

Free Online and Mobile Banking

Yes - Free Online and Mobile Banking

Yes - Free Online and Mobile Banking

For More Information

SIMPLE GUIDE

PRODUCT BROCHURE

SIMPLE GUIDE

PRODUCT BROCHURE

Opportunity Banking

Description

Designed to give you a fresh start from past financial challenges

Monthly Fee

$14.95 or $9.95

Qualifying direct deposit required for $9.95 monthly fee

Overdraft Fee Refund

1 per year, upon request

Free ATMs

More than 450 Free ATMs Statewide, including all Tulsa area QuikTrip and Kum-N-Go ATMs and OKC area 7-Eleven and OnCue ATMs

Out-of-Network ATM Rebates

No

Free Monthly Statement

Turn off paper statements to waive $1.50 fee

Free Incoming Domestic Wires

No

Free Checks

No

Preferred Pricing

No

Free Visa® Debit Card

Yes - Free Debit Card

Free Online and Mobile Bill Pay

Yes - Free Online and Mobile Bill Pay

Free Online and Mobile Banking

Yes - Free Online and Mobile Banking

For More Information

SIMPLE GUIDE