Checking Accounts

Our checking accounts help you meet your goals faster, with options like QuickSave, interest-bearing accounts and accounts designed for students and seniors.

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Explore Checking Accounts for Every Situation

Many banks say they have the "best" checking account. But really, what's best is simply what's right for you. And with so many options, Bank of Oklahoma probably has just the account for you. And with access to Online Banking and our Mobile Banking app, you can manage your money while on the go.

  • All
  • Just the Basics
  • Higher Cash Assets
  • For Students
  • Approaching Retirement
Accounts Description Special Features Monthly Fee

Take checking to the next level with an interest-bearing personal checking account with a variety of perks

Simple Guide

  • Up to 0.01% APY interest
  • Free domestic wires
  • Preferred pricing on loans and deposits
  • Free small safe deposit box
  • Free online and mobile bill pay

$15

How to Waive

A full-service checking account to meet all your banking needs, including free Bill Pay and statements.

Simple Guide

    • Free online or paper statements
    • Free online and mobile bill pay

$7.95

How to Waive

A straightforward personal checking account

Simple Guide

  • Free online statements
  • Unlimited check writing
  • Free online and mobile bill pay

$4.95

An interest-bearing checking account designed specifically with our 55-and-over clients in mind

Simple Guide

  • Up to 0.01% APY interest
  • Free standard checks
  • Emergency medical CD option
  • Preferred pricing on loans and deposits
  • Free small safe deposit box

$10

How to Waive

An easy-to-use first checking account, designed for high school students 15-19 years of age

Simple Guide

  • Free online statements
  • Unlimited check writing

$4.95

How to Waive

A great tool for developing sound money management skills, available to students 18 to 24 years of age

Simple Guide

  • Free online statements
  • Unlimited check writing

$4.95

How to Waive

An interest-bearing checking account designed specifically with our 55-and-over clients in mind

Simple Guide

  • Up to 0.01% APY interest
  • Free standard checks
  • Emergency medical CD option
  • Preferred pricing on loans and deposits
  • Free small safe deposit box

$10

How to Waive

An easy-to-use first checking account, designed for high school students 15-19 years of age

Simple Guide

  • Free online statements
  • Unlimited check writing

$4.95

How to Waive

A great tool for developing sound money management skills, available to students 18 to 24 years of age

Simple Guide

  • Free online statements
  • Unlimited check writing

$4.95

How to Waive

Take checking to the next level with an interest-bearing personal checking account with a variety of perks

Simple Guide

  • Up to 0.01% APY interest
  • Free domestic wires
  • Preferred pricing on loans and deposits
  • Free small safe deposit box
  • Free online and mobile bill pay

$15

How to Waive

A full-service checking account to meet all your banking needs, including free Bill Pay and statements.

Simple Guide

    • Free online or paper statements
    • Free online and mobile bill pay

$7.95

How to Waive

A straightforward personal checking account

Simple Guide

  • Free online statements
  • Unlimited check writing
  • Free online and mobile bill pay

$4.95

A full-service checking account to meet all your banking needs, including free Bill Pay and statements.

Simple Guide

    • Free online or paper statements
    • Free online and mobile bill pay

$7.95

How to Waive

Take checking to the next level with an interest-bearing personal checking account with a variety of perks

Simple Guide

  • Up to 0.01% APY interest
  • Free domestic wires
  • Preferred pricing on loans and deposits
  • Free small safe deposit box
  • Free online and mobile bill pay

$15

How to Waive

Other Checking Accounts

Unable to open an account due to previous banking history? Learn more about Opportunity Checking.

What makes our checking accounts stand out?

Convenience

Bank at our ATMs, Online, or even on your phone with our Mobile Banking app. Plus get free access to more than 400 ATMs Statewide.

Flexibility

How you pay for purchases is up to you. Use your Visa® Debit Card online or in stores, use our Online Bill Pay options, or write unlimited checks.

Ease of Use

Deposit checks right from your phone or enroll in QuickSave, our automatic savings program to help you reach your goals faster.

Peace of Mind

Stay in the know, even on the go, when you set up free alerts to monitor your account. Plus, enroll in Overdraft Protection to help protect you if your balance drops too low.

Switching from Another Bank?

Maybe you've relocated, switched jobs — or maybe you're just ready for a better banking experience. It's never been easier to switch banks. Download our fast and easy switch kit to learn more.

Switch Kit

Frequently Asked Questions

Got questions? We've got answers. And, if you don't find what you're looking for, sign in to Online Banking and visit our Actions and Tools menu to send us a Secure Message or call us at (800) 234-6181.

Can I order checks online?

Absolutely. Just visit our ordering page. There, you can customize your checks with different designs and formats, and order as many as you need.

Where can I find my ABA routing number?

The Bank of Oklahoma Routing Number is: 103900036. You can also find it on your Bank of Oklahoma checks in the location shown below:

 

What is Online and Mobile Bill Pay?

Bill Pay is a service that lets you pay your bills from your computer or mobile device, without having to write or mail a check. It's easy and fast, and can even be set up to pay recurring bills automatically. No checks to write, no envelopes to address and no stamps to lick. Learn more about Online Bill Pay today.

Your Financial Resources

Bank of Oklahoma is with you on every step of your financial journey. Here are some tips and tricks that might help you along the way.

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