Save yourself a trip to the ATM. Instead, use Mobile Deposit to deposit checks straight from your mobile device. It’s a fast, safe and convenient way to deposit checks.
Now you don't need to leave the house to deposit a check. Instead, you can use the camera on your mobile device to put the money into your accounts. You can eliminate trips to the bank and deposit your check quickly and easily.
There's no need to spend extra time getting to a banking center or ATM when you don't have to. Deposit checks from your phone to save time and energy.
Stuck late at the office? Simply forgot to bring your check to the banking center today? Now you can deposit checks no matter what time it is. For Mobile Deposits, we've extended the deposit cutoff time to 10 p.m. (CT), which means you get same-day credit even later.
Your security is important to us, so no personal data is ever stored on your device, and when you close out of the Mobile Deposit app, your session ends immediately.
Mobile Deposit works on most iPhone® and Android™ phones, iPod touch® and iPad®.
For the best user experience, you should have the most recent operating system version installed on your mobile device. iPhone, iPad and iPod Touch users will need iOS 8.0 or later. Android users will need the 4.4 or higher operating system.
Got questions? We've got answers. And, if you don't find what you're looking for, sign in to Online Banking and visit our Actions and Tools menu to send us a Secure Message or call us at (800) 234-6181.
With Mobile Deposit from Bank of Oklahoma, you can make a deposit anytime, anywhere! Save yourself a trip to the bank by depositing checks with your phone, even after hours, simply by taking a picture. It’s easy, safe and the most convenient way to deposit checks. Make deposits any time, anywhere.
To make a deposit please follow these steps:
That's it! You’ve sent your deposit through a secure connection to Bank of Oklahoma. You can also review your mobile deposits and see the images you’ve submitted by selecting the Mobile Banking App’s Review Screen.
Deposits made before 10:00 p.m. (CT) will be processed the same business day. Deposits made after 10 p.m., or on weekends or holidays, will be processed the next business day.
For example, if you make a deposit on Saturday, the deposit would be credited to your account on Monday and available on Tuesday.
If your deposit was accepted prior to 10 p.m. (CT) your deposit will generally be available to you the next business day. Deposits made after 10 p.m., or on weekends or holidays, will generally be processed the next business day. All deposits are subject to review and funds from your deposit may not be available for immediate withdrawal.
Bank of Oklahoma Mobile Deposit has a built-in duplicate detection system and will notify you if the same check is entered twice.
Yes, accounts currently have a daily and a rolling 30-day deposit limit. We will display your available limit on the deposit screen to assist you during your deposit. Additional information will be available by tapping the “info” icon displayed next to your current limit.
You will receive a confirmation message and a unique confirmation ID when your deposit has been accepted for processing. In addition, you will also receive an email with detailed information and the status of your deposit. Your recent deposit and status will also be stored in the “Deposit History” screen within the App.
After you receive confirmation that your check has been accepted for processing, store the paper check in a safe place until you have verified that the funds have been deposited into your account. Then write “VOID” on the face of the check and destroy the check.
You can use Mobile Deposit 24 hours a day, including weekends and holidays.
All images are reviewed for clarity and completeness. If an error is detected, the app will prompt you to retake the photo. Follow these tips to help ensure a good photo is taken:
You can also change your Mobile Deposit settings at any time by selecting the “Mobile Deposit Settings” option on the Mobile Deposits screen.
There are no fees for the service. Your mobile carrier’s data charges may apply.
Mobile Deposit works on most iPhone® and Android™ phones, iPod Touch™ and iPad™.
Mobile Deposit is very secure. We use password protection and 256-Bit SSL Encryption — the same security used for Online Banking.
There are a few common errors that may cause your check to be rejected:
Try using Mobile Deposit in a well-lit area to prevent shadows and poor image quality. Keep your hands clear of the check while taking the picture.