Free Student Checking

Take the first step toward a healthy financial life. Manage your money with our free student checking account, designed especially for students under the age of 18. Enjoy no monthly fee. Ever.

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A Free Checking Account for Your On-the-Go Lifestyle

You've got places to go, things to do — you don't want to miss out on any opportunities. With our free checking account for students you don't have to. We're making checking simple with Online and Mobile Banking, a free Visa Debit Card, and access to QuickSave to help you get the right start with savings.

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The Convenience You Need

You do research for your homework online, so why wouldn't you bank online? With Bank of Oklahoma's checking account for students, you'll have access to free Online and Mobile Banking, so you can deposit checks, transfer funds and view your transaction history right from your smartphone.

The Flexibility You Want

Our checking account for students lets you use our free Visa® Debit Card online or in stores across the world. We also offer one free overdraft refund per year, so if you accidentally overdraft, you are protected.

Reach Your Goals Faster

The best time to start saving is when you're young, so our checking account for students comes with access to QuickSave, a tool designed to help you save money automatically. You'll be surprised by how quickly it adds up!


Additional Features

  • Free access to more than 450 ATMs Statewide, including all Tulsa-area QuikTrip ATMs and all Oklahoma City-area 7-Eleven ATMs.
  • Free Online Statements
  • Monthly Fees

    Account Details

    How It Works

    Saving for the future is important, and the younger you are when you start, the better your results will be. QuickSave is a tool that allows you to help build your savings by automatically putting a set amount into your savings account every time you use your debit card to make a qualifying purchase. And, we'll match a portion of those savings!

    When you set up your QuickSave account, you'll determine how much you'd like to save with each transaction, either $0.25 or $0.50, and we'll link everything to your Bank of Oklahoma savings or money market account. Each night, we'll take the number of debit card and online Bill Pay transactions, multiply the total by your QuickSave amount, the $0.50 or $0.25, and then transfer that amount to your savings or money market account in one transfer. Each year, we'll automatically transfer our match amount within 6-8 weeks after the anniversary date of your account. After you've enrolled, you can see the transfer activity in both your checking account and savings account.

    The sky's the limit for how much you can save using QuickSave, and Bank of Oklahoma will match up to $250 of those savings each year. To calculate how much you might save this year, try using this calculator today.

    Just tell us the amount you want to transfer to your savings account with each transaction and we'll do the rest. Stop by one of our convenient banking centers or call an ExpressBanker at (800) 234-6181 to get started today!

    Frequently Asked Questions

    Got questions? We've got answers. And, if you don't find what you're looking for, sign in to Online Banking and visit our Actions and Tools menu to send us a Secure Message or call us at (800) 234-6181.



    Can I order checks online?

    Absolutely. Just visit our ordering page. There, you can customize your checks with different designs and formats, and order as many as you need.

    Where can I find my ABA routing number?

    The Bank of Oklahoma Routing Number is: 103900036. You can also find it on your Bank of Oklahoma checks in the location shown below:


    We Recommended

    Check out some of our other services. If you choose to sign up for more than one, you can find everything in one place with Online Banking.