Merchant Services

Want to make it easier to sell your services or products? Accepting credit cards makes it fast and easy for your customers. Learn more about our Merchant Services today.

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Efficient and Cost Effective

Accepting card payments can make your business more efficient and increase your sales. At Bank of Oklahoma, we offer cost-effective and customized payment solutions so you can start making card sales right away.

The Most Convenient Way to Make a Sale

Accepting cards allows for immediate sales, reducing your longer-term receivables. Your funds will be deposited directly into your checking account within 48 hours. And, you can easily look up daily or weekly deposit statements, in addition to your monthly statement of deposits and fees.

Accept a Variety of Cards

Your customers probably use lots of different cards, so we give you the option of accepting them. You can choose to accept any or all of the following methods of payment:

  • Visa, MasterCard, Discover or American Express credit and debit cards
  • Pin-debit cards from banks
  • Electronic benefit cards (EBT)
  • Gift cards

Assorted Methods for Accepting and Processing

We offer custom payment solutions with the right method for accepting and processing payment. Depending on your business needs, you can choose to accept payments from:

  • Smart phones
  • Touch-tone phones
  • Point-of-sale terminals or software
  • Internet virtual terminals or gateways
  • Custom integrated models

How to Apply

Visit one of our Banking Centers or call a Business Expert at (918) 710-3616 or (405) 200-1751 to get started.

Processing Options

Electronic Ticket Capture (ETC) is the most economical method of card processing, making it the top choice for most merchants. With ETC, you gain flexibility and control over your merchant account with the added ability to make adjustments or corrections to card transactions. The most common electronic processing methods are:

  • Audio Response Unit (ARU): This method is a viable alternative to paper for low-volume merchants. Merchants utilize a touch-tone telephone to key in merchant and cardholder information. All you need is a touch-tone telephone and an imprinter.
  • Point-of-Sale Terminals (POS): This method is most often used in a retail environment where the card is swiped through a POS terminal. The ability to swipe the card reduces the risk of fraudulent transactions and results in the lowest available processing fees.
  • PC Software: If you receive most of your credit card sales by mail or phone, this method is ideal for you. Various applications are available, so please contact us at (918) 710-3616 or (405) 200-1751 for more details.

Who Can I Speak With?

Our Business Experts are ready and waiting to discuss your business needs. You can call them at (918) 710-3616 or (405) 200-1751, visit one of our Banking Centers, or request more information.

Your Financial Resources

Building and running a successful business isn't easy, but we're with you on every step of the journey. Here are some tips, articles and resources that might help you along the way.

Your Financial Resources

Building and running a successful business isn't easy, but we're with you on every step of the journey. Here are some tips, articles and resources that might help you along the way.

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