Your Bank of Oklahoma Visa® Debit Card with EMV chip-activated technology is fast, safe, and accepted worldwide.
It's Easy to Use
Swipe your card as you do today. If a chip-activated terminal is available, insert your card and follow the prompts. See "Using Your Chip Card" below for more.
View detailed transactions on your account statement, and via online or mobile banking.
Because your Visa® Debit Card comes with built-in chip technology, you get an extra layer of security against fraud.
Sign up for Online or Mobile Alerts to get notified of activity on your bank accounts.
Use your Bank of Oklahoma Visa® Debit Card at millions of merchant locations, and for online or phone purchases.
Set up recurring payments from merchants who accept Visa®. Use your card and save! Click here for special offers.2
You can swipe your card at traditional terminals, but if a chip-activated terminal is available, follow these simple steps:
|1. Insert the chip end of your card into the terminal with the chip facing up.||2. Keep your card in the terminal and follow the prompts.||3. Remove your card when prompted and take your receipt.|
In addition to the Bank of Oklahoma red card, you can pick from these options:
Chip cards are regular plastic credit or debit cards with an embedded microchip. The chip protects in-store payments because it generates a unique, one-time code that is needed for each transaction to be approved. A chip card also has a magnetic stripe on the back of the card.
Just like you do today, you’ll have the option to either sign or enter your PIN for debit purchases.
Yes, you can still make purchases as you always have — by entering the card number online or swiping your card at merchant locations that do not yet have chip readers. You can also continue to use your card at ATMs.
You can use your chip card anywhere Visa cards are accepted. You can swipe your card just like you do today using the magnetic stripe on the back of the card, if a chip-activated terminal is not yet available. The terminal or the cashier will prompt you to insert and leave the card in the terminal until the transaction is complete if it’s activated for chip.
Yes, just swipe your card using the magnetic stripe the way you always have. You’re still protected from unauthorized transactions with our Zero Liability Policy1.
Some merchants may have chip terminals, but they may not yet be activated to accept chip cards. If you are unable to insert your chip card into a chip terminal, you can always swipe your card to complete the transaction. Most often, merchants that haven’t activated their terminals will block the chip slot.
Until the technology is available everywhere, chip card acceptance may vary by type of payment card at some merchants. During this transition, you can always swipe your card to complete the purchase. And rest assured, you’re protected with our Zero Liability Policy.
Your card will always work either by swipe or insertion. The terminal or the cashier will prompt you to insert the card into the terminal if it’s activated for chip technology. If the terminal is not yet chip-activated, you can always swipe your card to complete the purchase.
All Visa cards offer protection from unauthorized use of your card or account information. Chip technology offers another layer of security when used at a chip-activated terminal, because it generates a unique, one-time code that is needed for each transaction to be approved.
Contact our ExpressBank at (800) 234-6181 to report your card lost or stolen and request a replacement card. Your debit card comes with zero liability protection, so you won’t be liable for any unauthorized transactions you report timely.
1 Covers U.S.-issued debit cards only. Does not apply to PIN transactions not processed by Visa. Cardholder must notify Bank of Oklahoma promptly of any unauthorized use. Certain conditions and limitations apply. Refer to the Agreements and Disclosures for more information.
2 At participating merchant locations
© 2016 Bank of Oklahoma, a division of BOKF, NA. Member FDIC. Equal Housing Lender.